Student Health Insurance
Skidmore College requires that all students have health insurance and go through an annual enrollment/waiver process to confirm coverage. Here are key points to consider when deciding whether to enroll in or waive the student health insurance:
Key Considerations:
- Coverage for Non-Urgent Care: Does your current insurance plan cover the student for visits to specialists or other non-urgent care while they are in Saratoga Springs?
- Mental Health and Physical Therapy: Does your insurance cover mental health services or physical therapy in Saratoga Springs?
- Lab Work and Imaging: Does your plan cover lab tests (e.g., blood work, x-rays) that may be done outside of Health Services at locations like or ? Health Services covers many services at no cost, but external testing or imaging might incur additional costs.
- Prescription Coverage: Does your insurance cover prescriptions at a local pharmacy, especially those not prescribed by a primary care provider?
- Cost Comparison: If your student is the only one covered on your insurance plan, it might be more cost-effective to remove them from your family plan, potentially reducing the cost by switching to a single or dual coverage plan, and instead enroll them in the student health insurance plan.
Important Notes:
- Skidmore's Student Health Insurance is provided through UnitedHealthcare.
- Coverage Dates: September 1st 鈥� August 31st
- Estimated Annual Cost: $2,800.
- If your student arrives before September 1st, contact the Bursar's Office for specific
coverage details.
For further details on coverage, you can refer to the provided by UnitedHealthcare.
Make sure to contact your insurance company to verify coverage details in Saratoga Springs to ensure you make the right choice.